Are you frugal to a fault? Or maybe you’re the mom or dad friend of the group because you love to spend on a good memory. Perhaps you don’t really have the hang of the whole budgeting thing just yet.
Everyone has a Financial Archetype—you know, kind of like a zodiac, but for one’s money matters. Think we can guess which one you are? Take this quiz to find out!
Are you frugal to a fault? Or maybe you’re the mom or dad friend of the group because you love to spend on a good memory. Everyone has a Financial Archetype—you know, kind of like a zodiac, but for one’s money matters. Think we can guess which one you are? Take this quiz to find out!
Your first instinct when you get your paycheck or allowance is to, well, treat yourself. Because you’re worth it. And hey, spending on things you want—and even need—every now and then can be a good thing. Chances are, you even save up for what you like! Although, the key here is to combine responsible spending with smart saving.
Sign up for a GCash account to shop with ease by paying with GCash QR at favorite partner merchants. Track your spending easily with a cashless account where you can see your account balance, too!
People probably love going to you for advice—you’re likely the mom or tito friend in your barkada. It’s important for you to have social currency, so you love to treat your friends and family right. When it comes to saving, your first thought is how to keep your family comfortable in the future. Make your funds grow while you have the time of your life with your friends!
Book movies and send money safely to your friends and family through GCash. Or try saving money with a high earning mobile bank account, GSave.
Minimalism is your jam. You’re not too stingy with your money, but you’d rather spend on what you need rather than what you want. You’re a creature of habit and you’re a lover of all things organized. Save now to spend later is your motto. But also freshen up your style every now and then.
To make the most of your money, sign up for GCash to pay for your bills and essentials at your convenience.
You’re just really good at saving money. Your savings account or an emergency fund is probably stacked for days. People may say you’re almost frugal to a fault, but you just don’t like the idea of spending when something could go wrong in the future. Right?!
But take a step back. Treat yourself every now and then! And did you know that over-saving can sometimes be a problem, too? You may be saving but you might not be investing. What use is that emergency fund if it’s not growing?
With GCash’s save money feature, your account can grow up to 3% in a year—which is a high starting interest rate compared to other banks! Win-win for a wise saver like you!
You and your wallet march to the tune of your own drum. While most people know it’s important to save, you probably put it off for later. You’d rather not plan out your budget, sticking to what you have now until the next week rolls out. We only live once, as people say. While sometimes it does feel hard to start getting one’s finances together, one way to look at it is to “Pay yourself first.”
Start small. Sign up for a savings and investment account that doesn’t require a minimum balance, like GCash’s save money feature. All you need is a phone to start monitoring it, too!
What personality did you get? Whatever your spending habits are, there’s always room to learn more about financial literacy—that is, having the mindset of saving and spending wisely. Read more on how to adult on our Grown-up Guide section on the Edukasyon.ph blog!
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